If you want to diversify your investment portfolio to spread your risk across different asset classes, sectors or geographic markets, you may be limited by the amount of money you have available to invest. Managed funds are popular with investors looking to build their wealth over the long-term. By pooling your money with a group … Read more
When running a self-managed superannuation fund (SMSF), it’s important for investors to be aware of some of the key global and economic environmental factors that may impact their investment portfolio. Here we look at five global themes that are currently playing out in world markets, and how they may potentially impact their investment portfolios. Trade … Read more
Whether we like it or not, money can make or break a relationship. So it’s important for couples to be on the front foot when it comes to getting their finances in the best of shape. A Pronup is a detailed financial plan for a better future together and here’s why you can benefit from … Read more
Whether you choose or need early retirement, having a plan can give your money the best chance of lasting the distance. Here are some retirement planning tips to consider when thinking about retiring early in Australia. Understand how much money you may need in retirement Assuming you own your home outright and are relatively healthy, … Read more
Looking at where to buy a home and put down roots? Explore the pros and cons of choosing the city or country as the ideal location for your career, family and living happily ever after. Everyone has a different idea of their perfect home, job and neighbourhood. One person’s stress-free lifestyle is downright boring for … Read more
It’s official, a de-cluttering spree is sweeping the country, and Aussies are favouring a minimalist look over homes packed with possessions. This gives us an opportunity, to turn our culled items into cash. While the organising, agonising and piling can take time, selling your things can take no time at all! Garage sales and lemonade … Read more
You may not be aware that how and in what proportions your super is distributed can’t be covered in your will unless you’ve made the necessary arrangements with your super fund beforehand. Why can’t super be covered in my will? Your super can’t typically be covered by your will because your will only covers assets … Read more
We all love our children. So it can be tough to admit they may not be great with money. But be honest, do any of these ring a bell? They keep running out of money before their pay cheque comes in. They keep ‘borrowing’ money from you and others, and failing to pay it back. … Read more